Per a letter from Mark Udall “Earlier today, the Senate passed my amendment to the Wall Street reform legislation currently on the Senate floor. This bipartisan amendment will put consumers back in control of their own financial information by allowing them to get their credit score…for free.

Today, the system is stacked in favor of banks, credit card companies, and other lenders or businesses with ready access to your credit score that you don’t have. While you have access to free credit reports, they don’t provide you with the single most important piece of information to a lender when determining your creditworthiness: your credit score. Instead, your credit score is only available if you pay and sign up for expensive, hard to understand monthly subscriptions.